Pre-Arrangements Frequently Asked Questions
What is pre-planning or pre-arrangement
When you plan in advance, you are making choices now based on your wishes as to how your final arrangements will be carried out. Thus, you can reduce family concerns the time of your death.
What do I need to do pre-plan?
At your convenience, you can meet with a member of our staff to discuss you options and preferences. When you make arrangements in advance, you’ll want to consider your site of choice, the committal service, and the type of permanent memorial. By making some or all of these decisions now, you give your family peace of mind, and also benefit financially.
What are the advantages of pre-planning?
The most obvious benefit is financial, but there are a number of emotional benefits, too. When you make arrangements in advance you have a better opportunity to make informed choices. If you decide to prepay, you guarantee today’s prices, and can take advantage of affordable payment plans. We can provide additional professional advice on pre-planning and pre-paying.
What is the difference between pre-paying and pre-planning?
When you preplan, you do not need to pay for everything in advance. When your plan is complete, the funeral home will keep file until it is needed and you will be charged the going rate at the time of need. However, if you prepay at the time you make your prearrangements, you can lock in today’s prices in certain situations for funeral related merchandise. We offer several affordable payment plans and will discuss various option with you to tailor a plan to meet your specific needs.
Where does the money go that I pre-pay into a plan?
Typically, 100% of the money you pre-pay will go into an insurance trust designated for final expense. The trust is irrevocably maintained to protect the funds and insure that no matter what they will be there when needed.
What if the funeral home was to go out of business or be sold?
Because your money is 100% trusted, irrevocably held, and governed by state law it will always be there for you. If the funeral home would ever be sold the purchaser is obligated to honor existing contracts. Bottom line is no one including the funeral home can access these funds without a certified copy of your death certificate.
What if I live 20 years, is it still guaranteed?
Once a prepaid funeral contract is in place, it is in place forever. Regardless of the time lapse from inception until needed it is guaranteed as paid in full from day one until you pass.